I’ve recently been reading a book on mutual fund investing by John C Bogle, the founder of Vanguard. His book, “The Little Book of Common Sense Investing” has really challenged what I thought I knew about investing in mutual funds and that way I encourage others to do so. For a while, I thought that returns was really... > Read More
In 2017, the maximum you can save in a tax deferred account is $5,500 for an IRA (individual retirement account) and $18,000 for a company sponsored retirement plan 401(k). While most of us are probably nowhere near saving that much for retirement, there are a few young professionals that are. I recently had the chance to sit down with... > Read More
Uber and Lyft have changed the way many of us commute. I haven’t taken a taxi in ages and ridesharing options like Uber/Lyft provide a quick, convenient and affordable alternative to taxis. Uber/Lyfts are generally clean, the driver friendly and the ease of paying and/or splitting fares is awesome. When in need, taking an Uber/Lyft is a no-brainer. There... > Read More
A very common excuse that I hear when it comes to getting on better financial footing is “later”. “I just don’t have the resources right now” or “I’m focusing on other things right now, I’ll save later”. Consequently; things like paying down debt or saving for retirement often takes a back seat to other things. ‘Later’ becomes our excuse... > Read More
A friend passed along an interesting article talking about the financial mistakes made decade by decade. The mistake made by those of us in our 20’s and 30’s were: playing it too safe, and being overwhelmed by complexity. Reading the article and seeing that stats it listed really made me sad! Saving and investing when you're young is... > Read More