Hey Young Money Finance readers! It’s “Mrs. Money” as many of our friends refer to me. I know that THE YMF promised y’all a post from me, so I figured its about time I deliver on the promise!

Ben’s friends ask me all the time, “What’s it like to be Mrs. Money?” And I gotta tell y’all, its not always easy! Ben is very strict when it comes to our budgeting and spending. He likes when I get a receipt for every purchase. Y’all, this can be tricky. It’s pretty easy to forget the receipt, and sometimes gas pumps just don’t print them out! (My trick there is to take a picture of the amount I spent, I can’t ever remember by the time I get home!)

It’s not all bad though. When I first moved to Atlanta and started my job, everyone at work was really in to getting gel manicures (girls, you know, gel manicures are the BEST!) I started getting manicures every other week, and of course, I fell in love with how long they lasted, and how great my nails looked. Ben, however, did not fall in love with the cost, at about $30 a pop. He was gracious though, and I got gel manicures for about 6 months before I started weaning myself off of beautiful nails.

Another thing about being married to THE YMF, is always feeling the need to report what I’ve spent money on. I’m not going to lie, when we first got hitched, I HATED it. I always felt guilty, even for buying a latte. Ben of course, convinced me that it wasn’t worth it. (Read all about it here) I also hated the guilt I felt right after purchasing something that I knew I didn’t really need, like, the third pair of black pumps, but y’all, I really wanted them! I have slowly learned that I can get by with a lot fewer wants than I originally thought.

Now though, I’ve gotten used to being really picky about my purchases. This has caused me to identify a need and save for it. When my old boots started falling apart I decided, instead of buying a cheap pair of boots, I’d wait until I could afford nice ones. My budgeting husband cringed, but I explained that the nicer ones would last longer, and that would be worth it. Now that I don’t buy as many “impulse purchases” my closet has a lot more items that are quality and will stand the test of time, and honestly, I’m not sad about it.
The last thing I have to tell you about being Mrs. Money is the time I wanted a dog. I begged and pleaded once we bought a house because Ben always promised that once we bought a house I could have a dog. I searched and searched on the Humane Society website. Y’all, Ben wanted me to keep waiting. It was killing me slowly! But finally, we found the perfect dog and without batting an eye Ben said yes. I love having two goofy boys to go home to every night and, even if my wallet is usually full of receipts, being Mrs. Money is pretty great!